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What is our ‘Mortgages Made Easy’ loan process?

In just 10 minutes, you can complete and submit a loan application that asks about your home, property and current finances. Consult our documentation checklist below or one of our loan officers for exactly what we’ll you’ll need to get the process started. Then choose the most convenient method for you — complete the application online or by phone.

Compare Loans

In seconds, search hundreds of loans to find the lowest rate for a loan that best fits your needs. If you're unsure which financial product is right for you, call us for a recommendation.  

Apply in Minutes

Our online application is so easy, it only takes a few minutes. And rest assured—when your application has been submitted, our commitment to privacy ensures that your personal information is completely secure, safe and protected. Your information is fully encrypted for transmission and then stored securely on our servers.

Organize Documents

If you’re purchasing a new home, or refinancing your current home, you’ll need to review, organize and compile certain documentation necessary for your loan approval.


Closing

As soon as the loan is approved, closing and funding officers manage the final steps of your loan. They notify the broker and a closing attorney and verify broker and closing fees. The closing attorney will schedule a time for the borrower to review the documentation and closing requirements and close the loan. Once you’ve closed, it’s all yours. 


Approval

An acceptable loan goes into approved status. If more information is necessary, the loan is placed in "suspense." The borrower will then need to supply additional information or documentation before the loan is approved.



Processing & Underwriting

Once the application is submitted, the mortgage processing begins. Your processor orders the Credit Report, Appraisal and Title Report. Financial information on the application is verified and the processor will review the Appraisal and Title Report. Then, the mortgage package is complete and ready to submit to the lender. Once the processor has verified and compiled a complete mortgage package with all documentation, the package is submitted to the lender. An underwriter determines whether the package is deemed an acceptable loan, or one pending

Quick Application: Give Answers, Get Pre-Qualified

Ready to get started? Simply complete the form below and one of MortgageEase's expert loan counselors will contact you within 1 hour to complete your paperwork and start the Pre-Qualification process.

First Name:
 Last Name:
 Email Address:

(ie. name@website.com)
Home Phone:

(ie. xxx-xxx-xxxx) 		Work Phone:

(ie. xxx-xxx-xxxx) 		Loan Amount :

(ie. xxx,xxx.xx)


Privacy and Security Guaranteed

Complete a full application and we'll pre-qualify you in one hour
or
Prefer to talk to a live person? Our friendly, knowledgeable loan consultants are waiting to take your
application over the phone! Call 301-528-0022 to apply.
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